FazerCards Glossary
Stablecoin vs card payment
Trade-off for resellers: stablecoins (USDT) are cheaper, faster, and chargeback-free, while cards are more familiar but cost 2–3% in processing fees and expose the merchant to chargebacks.
From the reseller's wholesale-funding perspective, stablecoins beat cards on fee, speed, and chargeback risk; cards win on consumer familiarity. Most growing reseller operations end up funding their FazerCards balance in USDT while accepting cards from end customers on their own storefront — the spread covers card-processing cost.
Key facts
- Card processing: typically 2–3 % + chargeback exposure.
- USDT (TRC20): typically <$1 fee, no chargebacks.
- Hybrid pattern: card-in from customers, USDT-out to FazerCards.